Depending on the plan you enrolled in, this benefit may be included. Credit monitoring can help you spot errors or signs of identity theft, so you can take steps to address them. You will be alerted when there is an important change or suspicious activity on your report.
Errors on your credit report are more common than you think – and they affect your credit score. That could lead to higher interest rates or make it difficult for you to get the credit you need. Examples of suspicious activity that credit monitoring makes it easier to spot include new hard inquiries which are made without your permission or new accounts you didn’t open.